Terms of Use
Last updated: May 30, 2026
Welcome to Finova Plan. By accessing or using finovaplan.com (the "Site"), you agree to these Terms of Use. If you don't agree, please don't use the Site.
What we provide
Finova Plan offers free, educational financial calculators and related content. The tools help you estimate things like debt payoff timelines and interest costs based on the figures you enter.
Not financial advice
Finova Plan is an educational tool, not a financial, tax, legal, or investment advisor. Our calculators produce estimates based solely on the inputs you provide and on simplifying assumptions (for example, fixed interest rates, on-time payments, and no new charges). Real-world results will differ. Nothing on the Site is a recommendation to take or avoid any financial action. For advice specific to your situation, consult a qualified professional.
Accuracy of estimates
We work to make our calculators accurate, but we make no guarantee that results are error-free or suitable for any particular purpose. You are responsible for verifying any figures before relying on them. Lenders, tax authorities, and financial institutions use their own methods that may produce different numbers.
Acceptable use
You agree not to misuse the Site — for example, by attempting to disrupt it, scrape it at scale, reverse-engineer it for competing commercial products, or use it for any unlawful purpose.
Intellectual property
The Site's design, text, and original tools are owned by Finova Plan and protected by applicable laws. You may use the calculators for your personal, non-commercial purposes. You may not copy or republish substantial portions of the Site without permission.
Third-party links and ads
The Site contains advertising and may link to third-party websites. We don't control and aren't responsible for the content, products, or practices of third parties. Your dealings with advertisers or linked sites are solely between you and them.
Limitation of liability
To the fullest extent permitted by law, Finova Plan is provided "as is" without warranties of any kind, and we are not liable for any loss or damage arising from your use of, or reliance on, the Site or its calculators.
Changes
We may update these Terms from time to time. Continued use of the Site after changes means you accept the revised Terms. The "last updated" date reflects the current version.
Contact
Questions about these Terms? Reach us through our contact page.
This document is a general template for transparency and is not legal advice. Consider having a qualified professional review your terms for your specific situation.